Getting a Hard Money Loan
Is Easy And Fast
Loans Nationwide aren’t hard to get. Easily determine if you’re approved in just a few minutes with our simple process!
What We Lend On
21st Century Capital Group can help you fund hard money loans secured by a number of different commercial real estate projects, including everything from large, multi-unit facilities to hospitality and retail.
Residential
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
Commercial
Office and Retail
Multi-Family
Storage, Hospitality, Industrial
Fix and Flip
Complete Rehab
Remodel
Buy and Hold
Loan Highlights
No Prepayment Penalties
No Income Requirements
No Minimum FICO
Direct Lender
Fast Approval and Funding
Minimal Paperwork
Past BK, Foreclosure
Foreign Nationals
Self-Employed
What We Lend On
21st Century Capital Group can help you fund hard money loans secured by a number of different commercial real estate projects, including everything from large, multi-unit facilities to hospitality and retail.
Residential
Single Family Residence
Condominium / Apartment
Duplex, Triplex, Quadraplex
Commercial
Office and Retail
Multi-Family
Storage, Hospitality, Industrial
Fix and Flip
Complete Rehab
Remodel
Buy and Hold
How Its Works
Get Approval
Your loan application will be answered within 24 hours after it is received. In simple, easy-to-understand terms, we'll disclose all terms.
Loan Funded
We fund our clients in just a few days, unlike most lenders who take weeks. You will receive the funds directly through escrow.
Pay Monthly
Simply make your payment by check, phone call, or a direct deposit.
FAQS
General Questions
How do hard money loans work?
The value of real estate determines the number of hard money loans. And the borrower's creditworthiness is not of concern. As opposed to financials and credit, 21st Century Capital Group focuses on equity in real estate as its asset-based financing approach. The hard money loans we offer are secured by real estate assets and can be used as a source of funding for a variety of one- to three-year projects.
Getting a loan takes how long?
As Nationwide hard money lenders, we typically approve loans 24 hours after receiving applications, as opposed to other lenders who need to scrutinize income statements and credit reports. By underwriting loans ourselves, we cut down on time and costs. Due to our direct access to capital, our lender team can typically fund your loan within seven days of approval. For hard money lending, our application process is simplified and automated, so decisions are made quickly.
How do I get financed with a low credit score?
Credit scores or income requirements are not needed. Hard money loans from 21st Century Capital Group are secured by property equity, so we can consider more than our borrowers' financial status. If the traditional lenders have rejected you, we may be able to help. Hard money is provided to you directly, ensuring that you receive the most flexible terms and the quickest funding.
What will my rate be?
Hard money from 21st Century Capital Group features fixed, interest-only interest rates, so you'll never have to worry about interest rate spikes. Rates for loans start at 7.99%, but they are influenced by a variety of factors, so feel free to contact us to discuss your specific needs. You can expect the best terms possible from us. Getting a quote from us is free, and we require little information so what are you waiting for?Apply Now
What should I do to apply?
Getting a hard money loan is simple. We can be reached using our online application form , e-mail, or telephone. Talk to us directly over the phone. We'll answer any questions you have and approve your application in minutes.
Do you offer any types of loans?
21st Century Capital Group offers both commercial and residential hard money loans. Along with real estate investment, we also fund payroll and inventory for businesses. Hard money loans in can also be used for 12-month bridge loans. Still unsure if you qualify? Reach out to us.
Why 21st Century Capital Group
Exceptional Rates
Our rates start at 7.99% LTV with 1.75 lender points, and no prepayment penalties are applied.
Credibility Matters
Our past endeavors are a testament to our work credibility as well as the strength that expands our business.
Customers Adore Us
As one of the industry's top hard money lenders, we are backed by clients. Yelp and Google both give us 5-star ratings.
Count On Us
Borrowers turn to us when others cannot. No problem if your credit is poor, you've been bankrupt or foreclosed on, or you're self-employed or a foreign national.
